Personal Finance Library

The AAII Personal Finance library was developed by the editors at the American Association of Individual Investors. It is designed to serve as a starting point for anyone interested in learning to become a better and more profitable investor. This library is open to the public and covers the following investing topics: portfolio management, personal finance, stocks, bonds and mutual funds.

AAII's Personal Finance area is your key to successful investing.
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PORTFOLIO MANAGEMENT

	Portfolio Management: It's a Balancing Act You’ve carefully weighed in your own mind how you want your retirement portfolio to look: just the right amount of your assets allocated to stocks versus fixed-income investments. Then, inevitably, the market jumps up or down, and your portfolio is thrown completely off balance. What should you do?
	Basic Truths About Portfolio Management: A Consensus View Among the Experts The widespread consensus among investment professionals reveals basic truths concerning the appropriate asset mix for the typical investor.
	What Different Conditions Will Affect My Asset Allocation? A rundown of the major factors affecting asset allocation decisions, and how they may change over time.

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PERSONAL FINANCE

	Reach Your Retirement Goals By Following 10 Personal Finance Axioms These principles provide the critical cornerstone for making decisions. When any of the axioms are violated, you risk being derailed from the ultimate objective of accumulating a more-than-adequate fund for retirement.
	14 Personal Finance Questions A list of practical answers to frequently asked investing and personal finance questions.
	Retirement Planning: Myths and Misconceptions About Life in Retirement A list of practical answers to frequently asked investing and personal finance questions.

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INVESTING BASICS

	9 Investing Basics Questions A list of practical answers to frequently asked investing basics questions.
	Investing Basics: Starting an Investment Program With Dollar Cost Averaging Starting an investment plan can be daunting, particularly when facing a sea of stock market uncertainty. Taking the plunge can be made easier, however, using averaging techniques. A look at dollar cost and value averaging.
	Investing Basics: The First Steps How to get your investment program off the ground if you are starting from scratch with little savings.

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STOCKS

	What Steps You Should Take When Your Stock's Price Falls There are no simple rules that will tell you when to sell a stock, but an in-depth understanding of what economic, industry, and firm fundamentals drive the price will better equip you for making decisions.
	16 Stock Investing Questions A list of practical answers to frequently asked stock investing questions.

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MUTUAL FUNDS

	How Many Mutual Funds Should You Have in Your Portfolio? This article discusses the right number of funds for each investor. Hint: if you hold many more than eight mutual funds, chances are you need to do some serious portfolio cleaning.
	14 Mutual Fund Questions A list of practical answers to frequently asked mutual fund questions.
	Guide to Exchange-Traded Funds Our annual guide this year features 293 exchange-traded funds—portfolio baskets of securities that look like mutual funds but trade like stocks.

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BONDS

	Your Bond Investing Questions Answered A list of practical answers to frequently asked bond investing questions.
	Bond Investing: Why Bond Prices Go Up and Down Since the late 1970s, changes in the interest rate environment have become the greatest single determinant of bond returns, and managing interest rate risk has become the most critical variable in the management of bond portfolios.
	Investor Classroom: Dividing Your Assets Between Stocks, Bonds and Cash How you allocate your portfolio among these three categories will have by far the greatest impact on your performance of any investment decision you make.

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AAII gives you the ideas and tools needed to take control of your investment portfolio.

With your AAII membership you will learn how to: Pick stocks and mutual funds geared toward your specific risk tolerance Craft a personal financial plan and stick to it Use investment strategies that are proven to work Keep up-to-date on the latest advances in stock analysis, portfolio management, taxation and retirement planning